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Writer's pictureJack McColl

How to Get Access to Capital When the Banks Collapse

Updated: Dec 1, 2023

The 2008 banking crisis…


A stark reminder of how quickly financial disruptions can impact businesses and individuals.


To prevent history from repeating itself, entrepreneurs should consider exploring alternative financing options to help maintain access to capital and mitigate the impact of a sudden loss of funding.


One such financing option is high-limit business credit cards.


I teach how high-limit business credit cards at zero percent interest, can provide entrepreneurs access to significant amounts of funding, without the need for collateral or a lengthy application process.


These cards are especially helpful for entrepreneurs who need to make large purchases, hire additional staff, or expand their operations.


However, obtaining a high-limit business credit card requires careful planning and strategy.


This is a strategy I've been able to use to help thousands of entrepreneurs get approved for more than $10 million in zero percent interest business credit.


I call it Credit Stacking. It’s the process of getting approved for high-utilization business credit cards at 0% interest and using that money to establish or build your business.


I know this community of entrepreneurs is not scared of another bank collapse. Let me first break down the power that comes with a high-limit card.



Benefits of using high-limit business credit cards

  1. Access to significant amounts of funding: High-limit business credit cards can provide entrepreneurs with access to substantial amounts of funding, which can be especially helpful during times of growth or expansion.

  2. Flexibility: Unlike traditional loans, high-limit business credit cards can provide entrepreneurs with more flexibility in terms of when and how they use their funding.

  3. No collateral required: High-limit business credit cards do not require collateral, which can be helpful for entrepreneurs who do not have significant assets to pledge.

  4. Easier application process: Obtaining a high-limit business credit card can be quicker and easier than applying for a traditional loan, which can be especially helpful for entrepreneurs who need funding quickly.

  5. Potential rewards and benefits: Many high-limit business credit cards offer rewards and benefits, such as cashback, travel rewards, and other perks, which can provide additional value to entrepreneurs.


How Having Capital Can Protect You From a Bank Collapse


For entrepreneurs and e-commerce store owners, access to capital is critical for maintaining operations, pursuing growth opportunities, and preparing for potential financial crises.


In the face of a banking crisis or economic downturn, traditional financing options may be limited or unavailable, making it essential to explore alternative sources of funding.


If you're able to build up your capital through passive income, liquidating credit cards and investments, you won't really need to worry about what happens to the banks.


One financing option that can be especially helpful for e-commerce store owners is high-limit business credit cards. These cards can provide significant amounts of funding without requiring collateral or a lengthy application process.


With the right strategy and financial planning, e-commerce store owners can use high-limit business credit cards to invest in new products, expand their online presence, or pursue new marketing and sales strategies.


Overall, for e-commerce store owners, having access to capital is critical for maintaining operations, pursuing growth opportunities, and preparing for potential financial crises.


But Credit Stacking goes beyond entrepreneurs and e-commerce store owners.


It’s for anyone.


Alan, a member of the Credit Stacking community wanted to open his own chiropractic office but was getting denied by the bank. He was able to use the money from the business credit cards he was approved for through my mentorship.


Not only does he not need to worry about the bank or it collapsing, but he's able to grow at a much faster rate thanks to his financial freedom.




What do I need to prepare for a future bank collapse?


A good credit score can help entrepreneurs to increase their chances of approval, secure better terms and interest rates, and access higher credit limits.


To boost their credit score, entrepreneurs should aim to make timely payments on all credit accounts, keep credit utilization low, and maintain a positive credit history.


By consistently demonstrating responsible credit behavior, entrepreneurs can improve their credit scores over time and improve their chances of success when applying for a high-limit business credit card.


In addition to maintaining a good credit score, entrepreneurs should also be prepared to carefully evaluate their overall debt and repayment obligations when considering a high-limit business credit card.


While these cards can provide significant funding and flexibility, they also come with risks and costs and should be approached with caution.


Join our mentorship program


If you're an entrepreneur looking to scale your business and improve your financial resilience, consider joining Credit Stacking. Our program specializes in helping entrepreneurs to secure high-limit business credit cards and develop the financial skills they need to succeed.


When you become a 'Credit Stacker', you'll gain access to a range of benefits, including specialized expertise, resources and tools, networking opportunities, and personalized advice and guidance.


In addition to the benefits of high-limit business credit cards and the skills learned in a mentorship program, it is important to note the importance of having a good credit score when applying for a high-limit business credit card.


I'll repeat what I said before, if you want to be prepared for a future bank collapse, get access to capital. Take advantage of the generous amount the banks will allow you to have on a business credit card.


With that money, you can build and scale your business, or e-commerce store, or be like Alan and build your company from the ground up. All at zero percent interest.


The future is yours, I hope to hear from you soon!


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